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    বাংলাদেশ ব্যাংকের প্রশংসায় ভাসছে এক্সিম ব্যাংক : গভর্নর

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    Insurance claim documents in different case

    chowdhury.munnaBy chowdhury.munnaDecember 26, 2022No Comments3 Views
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    Insurance claim documents is very important to claim any insurance benefits. It is true that when an insurance employee offer you a policy it seems that it is very easy to get insurance benefits but when you fall a trouble and claim benefits from insurance then you will have been learnt how much document they ask for. Here some case study are given below:

    The following documents for death claim:

    Mandatory documents required

    • Original policy documents
    • Original/attested copy of death certificate issued by local authority
    • Death claim application form
    • EFT mandate form attested by bank authorities along with a cancelled cheque book.
    • Nominee’s photo identity proof such as copy of Passport, Voter identity card, any photo enclosed card, etc.

    Additional documents required on basis of cause of death

    • Medical/Natural death:
      • Attending physician’s statement
      • Medical records (admission notes, discharge/death summary, test reports, etc.)
    • Accidental picture
      • Copy of the First Information Report (FIR) from Police complaint
      • Copy of Post Mortem report /Autopsy and Viscera report
      • Copy of the Final Police Investigation report/Charge sheet

    The following documents for health claim.

    • Health claim application form
    • Attending physician’s statement
    • Attested copies of all medical records
    • EFT mandate form

    Following documents and details you should be ready for motor insurance claim:

    • Proof of insurance (policy document or cover note) which mentions your policy number
    • Engine number and chassis number
    • Accident details like location, date and time of the accident
    • Km. reading of the car
    • Duly filled claim form
    • FIR copy (in case of third party property damage / death / body injury)
    • RC copy of the vehicle
    • Driving license copy

    Accident Claims

    • Police investigation report
    • Tax Receipt
    • Estimate for repairs from the repairer where the vehicle is to be repaired
    • Original repair invoice, payment receipt.
    • Claims Discharge Cum Satisfaction letter signed across a Revenue Stamp
    • Vehicle inspection address, if you have not taken the vehicle to the nearest garage

    Theft Claims

    • Tax Payment Receipt
    • Previous insurance details – Policy number, insuring Office/Company, period of insurance
    • The sets of keys/Service Booklet/Warranty Card
    • Claim Discharge Voucher signed across a Revenue Stamp

    Fire Claim

    • Properly filled and signed the claim form.
    • A List of damaged contents or items.
    • Newspaper cuttings/Fire Brigade report/Panchnama.
    • Photographs of the damaged site and/or goods.
    • An estimation of the insurance claim.
    • The insurance policy copy.
    • Any other additional or relevant information that the insured may like to submit.

    Personal Accident claim

    • Properly filled and signed the claim form.
    • The insurance policy copy.
    • FIR of the accident & in case of a death claim, a Post-mortem report.
    • In case of a disability claim, a doctor’s certificate.
    • Certificate of Death

    The above document are mandatory for claiming insurance benefits. Some additional documents are needed sometime in some special case.

    accident insurance claim document death insurance claim document documents for death claim fire insurance claim document health insurance claim document Insurance claim documents theft insurance claim document
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